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The holiday shopping season is in full swing and once again this year, online retailers are expecting record sales as Americans shop on line instead as standing in line. Before you start your cyber shopping, here’s some tips for online success.

Before you click… compare. The Net is awash in comparison-shopping sites and my best advice to you is use them. Sites They make it so easy. Type in the item you’re looking for and zap… back comes a roundup from the Web on who has it and at what price.

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We’re saying this tongue-in-cheek really, but you know how we’ve touted the many benefits of buying real estate overseas with your self directed IRA which more and more people seem to be doing. Remember how 20 years ago Americans were on the prowl for some Costa Rica land they could call their own? Today, it’s going to be twice as difficult because Costa Rica real estate – or a good part of it – is already in the hands of foreign investors.